Ashburton Cookery School

Finance Your Cookery Course

Spread the cost of your cookery course with affordable repayments.
Finance is provided by Pay4Later, the leader in educational lending.

  • Get an instant decision on finance
  • Fixed APR of 12.9% over 1, 2, 3 or 4 years
  • Repayments start 1 month after you start your course
  • No fees for early repayment.
  • You can finance a child or partner's course

Finance is currently available on the following courses:

Finance is offered at a standard rate of 12.9% and you can choose repayment terms of 1 year, 2 years or 4 years to spread the cost of repayments.

Call Customer Service on (01364) 652784 to start your application.

Representative Examples

The examples below illustrate the finance plan for a 5 Day Course costing £875

5 Day Course

12 Month Plan

Payments
£70.04 P/M
Duration
12 Months
Interest Rate
12.9% APR
Course Cost
£875
Deposit
£87.50
Cost of Credit
£52.98
Total Payable
£927.98
Call (01364) 652784 to Apply

5 Day Course

24 Month Plan

Payments
£36.14 P/M
Duration
24 Months
Interest Rate
9.9% APR
Course Cost
£875
Deposit
£87.50
Cost of Credit
£79.86
Total Payable
£954.86
Call (01364) 652784 to Apply

5 Day Residential Course

24 Month Plan

Payments
£50.40 P/M
Duration
24 Months
Interest Rate
9.9% APR
Course Cost
£1220
Deposit
£122.00
Cost of Credit
£111.60
Total Payable
£1331.60
Call (01364) 652784 to Apply

The examples below illustrate the finance plan for a 4 Week Course costing £2,995

Certificate in Professional Cookery

24 Month Plan

Payments
£121.87 P/M
Duration
24 Months
Interest Rate
9.9% APR
Course Cost
£2,995
Deposit
£295.00
Cost of Credit
£269.88
Total Payable
£3,219.88
Call (01364) 652784 to Apply

Certificate in Professional Cookery

36 Month Plan

Payments
£86.43 P/M
Duration
36 Months
Interest Rate
9.9% APR
Course Cost
£2,995
Deposit
£295.00
Cost of Credit
£411.83
Total Payable
£3,406.88
Call (01364) 652784 to Apply

Certificate in Professional Cookery (Residential)

36 Month Plan

Payments
£113.68 P/M
Duration
36 Months
Interest Rate
9.9% APR
Course Cost
£3,945
Deposit
£395.00
Cost of Credit
£542.48
Total Payable
£4,487.48
Call (01364) 652784 to Apply
Ashburton Cookery School Ltd acts as a credit intermediary and only offers credit products from Pay4Later Ltd. Credit provided subject to age and status.

Frequently Asked Questions

Finance offers a structured repayment plan at a fixed rate to allow you take spread the cost of a cookery course with us.

Course finance for our Chefs Academy courses can enable you to fast-track your career development with manageable payments rather than having to pay up front.

The rates of interest are typically lower than a credit card and you can pay off the loan early without penalty.

  • You must be 18 years old or over.
  • In regular full or part time employment (minimum 16 hours per week, unless you are retired or a house person with a spouse in full time employment).
  • Be a permanent UK resident and able to supply a UK address history for the last 3 years.
  • You must have a UK bank account capable of accepting Direct Debits.
  • No adverse credit history (no CCJ's, IVA's or bankruptcies).
  • The deposit must be paid using a credit or debit card.
Customers from outside the UK cannot apply for finance for our courses.

Yes, as long as you are over 18 and your parents/partner qualify for finance they can take out finance for a course for you to take. They would be fully liable for the loan.

Yes, if you are choosing our accommodation option this can be included in the overall cost of the loan. We cannot finance other accommodation options.

Yes, just tell us the courses that you want to do, and the duration of the payment plan you wish and we will create the finance plan for you.

You will be required to make a 10% deposit of the course fee up front, regardless of the training course and duration of finance offer.

On our Chefs Academy courses you can pay a larger deposit of up to 50% to create a payment plan that best suits you. Contact us to discuss your requirements.

You have a 14 day 'cooling-off' period from the date you sign your agreement to change your mind about the loan. After this period our standard cancellation policy will apply. If you start the course before your 'cooling off' period ends you are deemed to have accepted the terms and conditions of the loan.

Your application should take around 5 minutes over the phone. You will be asked around 5 or 6 basic questions and will then be sent an online link for you to complete your application. Once you have been approved by Pay4Later simply pay your deposit and we will send out all of your confirmation details.

Pay4Later is an online finance gateway that links retailers and finance companies. Pay4Later works with reputable, established finance companies including RateSetter. Pay4Later is a UK limited company, licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please visit http://www.pay4later.com/

Monthly repayments are taken by direct debit. Your finance agreement starts from when you receive your confirmation details after booking the course and you don’t start repaying your loan until a month after the start of your cookery course.

Yes, you can pay off you loan early and not be penalised or charged any more than outlined on your initial plan.

If you miss a repayment instalment you will be charged a fee dependent on your credit amount and interest free time period. This will be outlined in your Terms and Conditions document that will be sent to you by Pay4Later.

Consumer credit service provided by Pay4Later in association with Retail Money Market Ltd trading as Ratesetter. Pay4Later is licensed by the Financial Conduct Authority (Consumer Credit Licence: 0616240). For more information please refer to our frequently asked questions or visit http://www.pay4later.com/.

Ratesetter is authorised and regulated by the Financial Conduct Authority (FCA) with the reference number 633741. Ratesetter is not covered by the Financial Compensation Scheme. Registered offices are at 406 Great Guilford Business Square, 30 Great Guilford Street, London SE1 0HS. For more information please visit http://www.ratesetter.com/